sgusers4的部落格

香港文匯報訊（記者　陳廣盛）繼市面流出中銀2003年版「假金牛」後，mini storage警方日前又查獲匯豐2003年版「假金牛」，全城陷入「假金牛」恐慌。冬日美食節貴價貨商品商戶表示，一般交易金額都過千元，故沒法拒收「金牛」，唯有提高警覺。小商戶則由於未能肯定真偽，大都貼出「千元大鈔恕不接納」，避免蒙受損失。缺驗鈔機 交銀行查驗美食節會場內的貴貨商品商戶，大多配備驗鈔機及紫外光燈。「華泰海味」負責人黃先生表示，曾經收過一張中銀2003年版「假金牛」，幸好店內有配備驗鈔機及紫外光燈，發現後立刻要顧客換另一張「金牛」。迷你倉日鮮皇帝蟹專門店」負責人陳小姐表示，皇帝蟹是貴價貨品，買兩三隻已過千元，沒有理由拒收「金牛」。不過，店內沒有配備驗鈔機及紫外光燈，唯有要求員工提高警覺。她說，連日來收到不少「金牛」，十分擔心收到偽鈔，故昨晨特別把所有「金牛」帶到銀行查驗，確認沒有任何偽鈔後才鬆一口氣。小展商交易細拒收至於其他小型展商因為沒有相關設備，交易金額又不會過千元，所以由始至終都拒收「金牛」。部分小型展商貼出「千元大鈔恕不接納」告示，避免蒙受損失。警方呼籲市民切勿試圖使用偽鈔，否則有可能涉嫌「行使偽製紙幣」，最高判監14年。文件倉

□2014年春運鐵路車票昨起網絡“搶票” /晨報記者 殷立勤□晨報記者 宋 傑“剛賣春運票，儲存12306就又不行了。”昨日“12306又癱瘓了”的抱怨見諸網絡，該網站的不給力也給昨日購買春運首日車票的旅客帶來諸多煩惱。而12306網站甚至在昨日15時左右還一度出現疑似“串號”的情況，被反映旅客賬號內出現別人的身份信息。為何一到春運售票的關鍵時刻就掉鏈子？12306客服人員表示，遇到問題旅客要多刷新幾次，信息安全也是有保障的。記者發現，昨日一些搶票軟件也無法登錄12306網站，可能受到屏蔽。12306關鍵時刻再掉鏈子昨日起網絡和電話售票方式率先發售春運首日（1月16日）的圖定列車車票，標誌春運“搶票”大戰開始。而無論是上午11時起售高鐵、動車車票，還是15時起售其他列車車票，12306網站都出現登錄難的問題，無法使用購票、查詢等各項功能。昨日上午10時50分左右，記者通過家庭網絡打開12306網站，雖然可以打開網站首頁，但購票（新舊版）、查詢等功能點擊後都無法打開。記者隨後多次嘗試，該購票網頁也無法顯示出來。記者注意到，網絡上很多購票旅客都反映：“搶票還沒開始，12306就已經崩潰了。”一直到12時多，記者再次嘗試才登錄成功。到了15時，類似的情景再次出現，這次癱瘓的時間稍微短一點，20分鐘後記者終於登錄成功。不過，此時上海至成都、西安等方向只剩下無座車票，不少旅客因12306的癱瘓錯失了購票良機。事實上，昨天還不是春運購票高峰，記者通過95105105和官方手機購票都能順利預訂車票。記者致電12306客服，客服人員表示，接到了不少旅客的反映，網站可能出現了技術問題，已向領導反饋該問題。高峰時段網站疑似串號今年春運購票依然推行網絡、電話優先售票，預售期比窗口早兩天，因此12306網站成為最主要的購票場所。春運購票來臨之前，鐵路方面推出了新版12306網站，並推出了“官方搶票”，使用這一功能，旅客在錄入乘車人、日期、車次、席別等信息後，網站即可為旅客提供自動搶票、動態刷新、自動提交等服務。但是由於昨日的癱瘓，新增便捷功能失去意義。此外，昨日不少旅客還反映，昨日15時左右，1230迷你倉網站出現大規模串號事故，�多旅客稱看到了他人的姓名和身份證號碼，甚至一些旅客的賬戶中出現“李春雨”的名字。在15時30分左右該故障被排除。記者再次咨詢12306客服，對方只是表示，遇到該問題時，旅客要多刷新幾次，而且信息安全是有保障的。由於12306不給力，各種第三方搶票軟件也越來越火，獵豹瀏覽器、360、搜狗、UC、百度等互聯網公司此前均推出了搶票軟件。但昨日不少搶票軟件也遇到麻煩，除個別搶票軟件外，多數搶票軟件昨日無法正常使用。記者昨日使用一種搶票軟件，多次嘗試購票都無法登錄。據瞭解，在搶票高峰時，12306網站很可能會對其他搶票軟件實施技術屏蔽。之前，鐵路方面也曾明確表示，2014年春運將繼續對搶票軟件進行屏蔽。[春運·高鐵]迎春運，上海站新增開19對直通動車上海至東北、珠三角、長三角主要城市間高鐵動車均開通□記者 宋 傑晨報訊 昨日零時起，鐵路上海站執行新運行圖迎接春運，新增開19對直通高鐵動車組列車，其中，上海虹橋至哈爾濱西、長春、沈陽北、大連北將首次開通7對高鐵動車組列車，上海虹橋至深圳北4對動車，上海虹橋至湖北武漢、宜昌方向加密7對高鐵動車。經過此輪調圖後，上海至東北、華北、華中、華南、東南沿海、長三角主要城市間均已開通高鐵動車，特別是東北幾大城市有了高鐵助力，往年春運緊張運能將得到較大緩解。上海虹橋至哈爾濱西、長春、沈陽北、大連北將首次開行朝發夕至的7對高鐵列車，運行時間普遍在10小時左右，相比普通列車在時間上縮短三分之二，長三角和東北三省兩大區域間的時空距離大幅縮短。據鐵路上海站相關負責人介紹，往年春運上海至東北方向往往都是最緊張的方向之一，今年隨著直通高鐵動車加盟，單日淨增加高鐵列車運能5500個左右。記者昨日15時多查詢上海至哈爾濱和上海至大連余票時發現，雖然普通列車已經只剩餘無坐車票，但是新開行的兩列高鐵都有餘票，可供旅客選擇。此外，昨日起，上海、深圳之間擁有了直達動車，新運行圖增開上海虹橋至深圳北4對動車，全程運行時間在12小時之內，較原先上海至深圳間最快的T211次列車縮短運行時間超過6個小時。上海市民去香港遊玩也將愈加方便，滬港列車不再是唯一選擇。儲存倉

【本報訊】記者何朝財報道： 「高仿真假金牛」事件越鬧越大，儲存有�生銀行女客戶見不少店舖拒收千元面額鈔票，遂在前日假日急急透過櫃員機將「金牛」存入戶口，豈料雖未被「彈錢」，卻「存了錢未能即時入帳」，理財中心又無人留守，求助無門嚇得心緒不寧，乾等一天後昨日急急到銀行了解，並將家中的其餘千元大鈔經職員手全部存入戶口，方才安心。女事主姓羅，前晚透過存錢機將約4000元現金存入戶口（包括中銀「金牛」），雖無「彈錢」拒收，卻未能即時入帳，戶口帳面結餘與可用結餘，剛好出現約4000元差額。由於櫃員機中心夜間不設職員留守，羅女士雖然擔心中招誤收偽鈔，但又求助無門，唯有暫時回家。羅女士昨午再到銀行，銀行櫃位職員表示其戶口結餘出現誤差原因仍然有待了解，為免夜長夢多，羅女士立即迷你倉仍然持有的4張千元面額鈔票交職員存入銀行戶口，不再持有「金牛」。�生銀行發言人回應稱，羅女士用存錢機存放包括中銀「金牛」在內鈔票，未能即時入帳原因包括多種可能性，未必與偽鈔事件有關。發言人說： 「客人用自動存錢機存款後，發現戶口帳面結餘，與可用結餘出現差額原因眾多，包括系統運算出現時間誤差，存錢機機件故障等等。客戶如有疑問，可親身向銀行櫃位職員查詢，銀行會作出跟進。」發言人續稱，銀行有既定程序驗證偽鈔，若發現偽鈔將向監管機構通報，銀行旗下「存款快」機及多功能自動櫃員機已停止接收中銀2003年版（ 附香港會議展覽中心圖像）1000元鈔票，客戶如有需要，可親身透過櫃�服務員，將同款鈔票存入戶口。至於昨日進一步發現�豐銀行的偽冒千元假鈔，�生稍後會再研究處理方法。self storage

Source: Daily News, Los AngelesDec.儲存 26--A dubious shadow seems to have been cast over how we're supposed to determine what is truly worthy of making our annual Dubious Dozen of the Sports Media list.Essentially, the innocence of blunderment feels as if it's almost been taken out of the equation. It's harder to laugh at our human selves if we're constantly looking over our shoulder for that snarky knife attack.In chronicling media miscues and comically ethical conundrums for the last 15-plus years, the process has gone from storing bits of information we've come across, letting it simmer, and eventually filtering it back, examining whether there are lessons learned. Those reading mean-spiritedness between the lines were missing the point.In '13, as bad luck would have it, it's taken on a different meanness. Meaning, if there's an instance where ESPN iconic anchor monster Chris Berman goes stumbling into something chaotic --caught on tape yelling at someone off camera, or pontificating about his place on the Hollywood Walk of Fame -- it's likely already been plucked, pulverized, diffused and reconstituted into a mini-scandal. Then replaced a couple hours later by something even more innocuous.You can cite websites such as Deadspin, TheBigLead or AwfulAnnouncing for setting the tone, but it's more catty copy-catting than that. Because as adept as they've become in providing meaningful information -- credit Deadspin for blowing the lid off the whole Manti Te'o fake girlfriend saga at the beginning of this year -- they're just as sophomoric in inflating a media muff out of context for the sake of, what, letting us all feel better about ourselves?"I think your premise is pretty solid on this," said Will Leitch, a founding editor at Deadspin.com in 2005, who has become senior editor at SportsOnEarth.com while also writing for Slate, New York Magazine, GQ and the New York Times."What was funny about a Berman thing (years ago) was that it was rare. It felt like it was saved specifically because it was unusually funny. We weren't waiting for Berman to screw up and then laughing and pointing when he did."It's part of the general outrage society now. I mean, mistakes now are always seen as diabolical, or some sort of 'gotcha!' contest. I don't think it's that Deadspin is any more mean now, it's that everything is."I don't actually think people are more mean than they used to be. I just think with everyone ??"- media, readers, commentators, everyone ??"- constantly looking for 'exclusives,' it turns into this dumb circle of combing for mistakes, and then amplifying them."People often aren't really upset and offended. It's this odd kabuki thing, where we all feel like we're all play-acting the cycle, endless. I'll confess, I find it discouraging."Dan Levy, the national lead writer for BleacherReport.com who has also written for SportingNews.com and WashingtonPost.com, says we could go to "any number of sites at this point and find the same thing. We're in the business of instant -- and usually over -- reaction, so it's in the best interest of any general sports site to give readers as much content as they can, especially when it's click bait like someone messing up on the job."I do think it's unfortunate when a simple chyron failure makes the rounds like it's breaking news. We probably celebrate typos a little too much these days."To the overall point of 'gotcha' media going too far, I think it's merely a product of the times in general. I don't think we're quicker to blow up a story for any reason but we're getting the story quicker. Years ago, a gaffe on a local telecast would have to make a blooper reel or be so bad it hit the network level for it to become a national gag. Now, it's on YouTube before the broadcast is even over."I do, however, wonder if our wide-open world may turn some people off to jobs they would have flocked to in the past. If you're a TV newsreader, do you want your personal life being an open book because you were good enough to get a national job? At what point is being in the spotlight worth it, when so many people are pointing theirs at you?"We get the point. Maybe. Hopefully.And, for the time being, we'll offer up one more round of our troubling Top 12. Maybe the last list?Talk to us in 12 months.1. DENIALS ALL AROUNDThe culprit: ESPNThe crime: In August, the network made an awkward exit, ending a collaboration with PBS' "Frontline" in the production a multi-platform documentary called "League of Denial," which probed some scandalous research on the long-term effects of NFL concussions. ESPN said it didn't have the editorial control it was promised.The aftermath: The assumption, based on previous experiences with the plug pulled on a scripted series years ago called "Playmakers," was the network got cold feet because it worried about its financial relationship with the NFL.As perception felt more and more like realty, it wasn't until earlier this month when ESPN senior vice president and director of news Vince Doria told ShermanReport.com editor Ed Sherman that the network didn't get too queezy about the process."People either didn't do their homework as well as they could have, or maybe didn't want to do their homework as well as they could have," Doria said. "It is an easy enough story if you wanted to connect some dots to it and say, 'Look, they kowtowed to the NFL.' But if you looked slightly further, and look at what the on??'air product was and what we delivered and the volume of what we delivered, the platforms over which we delivered it and so forth, show me somebody else that comes anywhere near giving that kind of exposure to the concussion issue as it relates to the NFL. I don't think there is anybody."2. MORE HEAD BANGINGThe culprit: NFL Network analyst Deion SandersThe crime: During a Super Bowl pregame show February, the Pro Football Hall of Famer called out players trying to sue the league for issues related to concussions. As more than 2,400 retired players had already been named in litigation, Sanders exclaimed: "The game is a safe game, the equipment is better. I don't buy all these guys coming back with these concussions. I'm not buying all that. Half these guys are trying to make money off the deal. That's real talk. That's really how it is. I wish they'd be honest and tell the truth because it's keeping kids away from our game."The aftermath: In September, it was discovered that Sanders filed a head injury claim in 2010 under the California workers' compensation system against his former team, the Dallas Cowboys, whom he played for from 1995 to 1999. The claim said four independent doctors found Sanders to be 86 percent impaired. Maybe that explains his selective memory?3. ANYONE GOT A FLASHLIGHT?The culprit: CBSThe crime: During an extended power outage at Super Bowl XLVII in New Orleans, the network broadcast team went into a scramble mode that didn't play very well on the TV screen. As communication connections were cut off, there was little to no information given about what was going on, nor was an NFL official brought on to explain things.Sideline reporter Steve Tasker was eventually thrown on the air to explain what he knew. Which wasn't that much. The horrifying result was watching Shannon Sharpe, from the network pregame show, vamp to no end.The aftermath: Will Leitch wrote at SportsOnEarth.com: "As embarrassing as it was for the NFL and the city of New Orleans that the power went out for 34 minutes during Super Bowl XLVII, it's not even close to how humiliated CBS should feel. ... That was the worst display of broadcasting I've seen in my entire life. CBS probably would have been better off if it had just kept the screen blank for the whole half hour. We are all stupider for having witnessed it. ... never has the vapidity of NFL commentators been more painfully in evidence."Wrote Brian Lowry in Daily Variety: "If the delay showed anything, it's how ill-equipped sportscasters often are when it comes to dealing with anything that isn't about the game."4. FROM MUSBURGER TO BUFFALO BLUE CHEESE BURGERThe culprit: Brent MusburgerThe crime: From the tail end of Alabama's 42-12 win over Notre Dame in the BCS national championship football game came ESPN's 73-year-old play-by-play man's comments when the cameras spotted Katherine Webb, the girlfriend of Tide quarterback AJ McCarron, sitting in the stands."Now, when you are a quarterback at Alabama, you see that lovely lady there, she goes to Auburn -- I want to admit that -- but she's also Miss Alabama and that's AJ McCarron's girlfriend, OK? Wow. I'm telling you --quarterbacks, you get all the good-looking women. What a beautiful woman. ... So if you're a youngster in Alabama, start getting a football out and throwing around the backyard with Pop!"The aftermath: From "CBS This Morning" co-anchor Gayle King: "I think it's so unbecoming when a grown man slobbers and drools. You wanted to say to Brent, 'Down boy, down'."ESPN actually issued an apology on his behalf.As Webb's Twitter followers went from about 2,300 to more than 109,000 by the next morning, the attention gained was cashed in.Before the next college football season in September, she starred in a fast-foot chain's hamburger ad, dripping Buffalo sauce on herself while a Musburger sound-alike narrated it.5. NOT SO BLACK AND WHITEThe culprit: Doug GottliebThe crime: The CBS basketball analyst, merged into the NCAA tournament studio show with TNT talent, found himself sitting next to Charles Barkley, Kenny Smith, Greg Gumbel and Greg Anthony. All of whom, by the way, are black.As Gottlieb was迷你倉introduced on the first day of coverage, he joked: "I don't know why you guys ask me, I'm just here to bring diversity to this set, give kind of the white man's perspective."The aftermath: As Twitter backlash heightened, Gottlieb not only apologized, but he needed Barkley came to hose down the flames: "I want to say something about Doug Gottlieb. He made a joke earlier tonight and people are going crazy, all those idiots on Twitter, which I would never, ever do. Listen -- me, Kenny, Greg Anthony and Greg Gumbel did not take that personally, so all you people at home who got no life who are talking bad about Doug Gottlieb, get a life. It's over with and it's no big deal."6. FROM THE BLIND SIDEThe culprit: Hugh DouglasThe crime: In August, ESPN's NFL studio analyst since 2011 was fired after a confusing confrontation with Michael Smith, ESPN's "Numbers Never Lie" co-host, at the National Association of Black Journalists Convention and Career Fair in Orlando.The aftermath: The 10-year NFL defensive end Douglas tweeted: "I am very disappointed to be leaving ESPN and will have more to say about this situation and my future at the appropriate time."No other explanation has come out since then.Six weeks later, Douglas was arrested on charges of third-degree assault and second-degree strangulation involving his girlfriend at a Hartford, Conn., hotel. He pleaded not guilty in October. He told police that her neck injuries were from rough sex. The case is waiting to be heard.7. THE AWARD FOR MISDISTRIBUTION OF WEALTH GOES TO ...The culprit: The 21st ESPY AwardsThe crime: It took place, again, at the Nokia Theatre in L.A. Live.The aftermath: In a year where ESPN had to lay employees off to meet bottom lines, Deadspin.com's John Koblin reported the event has become "a sore spot for a bunch of folks in Bristol for two reasons: 1) Symbolically, it's weird for ESPN to be so comfortably palling around with the athletes it covers (not to mention willfully ignoring some strange exploits that its reporters may or may not see in the hotel); and 2) Why not spend that money elsewhere?"As the cost of the show was going north of $7 million, Koblin cited that ESPN executive John Walsh and longtime show producer Maura Mandt re-selling it to the company based on this reasoning: Do you want Fox Sports or CBS or NBC to start a sports awards show if we canceled it? Because they will."It's dubious logic," wrote Koblin, "and surely sounds worse than that to the hundreds of ESPN employees were let go earlier this year and are now looking for jobs with those competitors."One of them, longtime research guru Howie Schwab, explained his fate on a Facebook post when ESPN let him go suddenly after 26 years: "I am extremely disappointed to say farewell. ... I always did everything asked of me and more. What did I get in return today ... word that I should get lost. The only thing that mattered was my salary, which in my view was the lone reason I lost my job."8. JACK TRIPPERThe culprit: WGNU-AM radio co-host Jack ClarkThe crime: The former St. Louis Cardinals slugger and one-time Dodgers batting coach was fired from the station one week into his new job in August on a show called "The King and the Ripper Show." (Clark was known as "Jack the Ripper" when he played). Clark intimated several times while on the air that former Cardinals All-Star and current Angels first baseman Albert Pujols took performance enhancing drugs, based on what a former team trainer "basically told me."The aftermath: In October, Pujols filed a defamation lawsuit seeking damages that would be donated to charity, and asked for an apology.Clark challenged Pujols to a lie-detector test. The case is pending.9. A SICK JOKEThe culprits: Atlanta radio hosts Nick Cellini, Steven Shapiro and Chris Dimino.The crime: The team called "Mayhem In The AM" on 790 The Zone did a bit on their show in June. Shapiro and Dimino took a "call" from Cellini, pretending to be Steve Gleason, the former New Orleans Saints safety suffering from amyotrophic lateral sclerosis, or Lou Gehrig's Disease. Gleason is unable to speak, move or eat because of the condition. Cellini used an automated voice, sounding like another ALS victim, physicist Stephen Hawking, and told a series of jokes. He eventually asked the two others to do him a favor by smothering him.The aftermath: The three hosts were fired. But earlier this month, Shapiro and Dimino were hired by another Atlanta station, 680 The Fan."I wonder if it sends the message that even the most deplorable and misguided attempts at humor and jockularity can be easily forgotten if you just have name recognition," wrote Matt Yoder on AwfulAnnouncing.com.10. DARN THE DAGGERThe culprit: Steve BuckhantzThe crime: The Washington Wizards' play-by-play man screamed "Dagger!" after it looked to him that Wizards forward Trevor Ariza hit a game-winning 3-pointer from the corner against visiting Detroit in February. Except Ariza's shot was an air ball. The Wizards lost, 96-95.The aftermath: How did Buckhantz blow the call in his own arena? It all depends on your perspective. He explained to the Washington Post that he and analyst Phil Chenier were moved to a spot 20 rows up across from the Wizards bench during the 2012-13 season. They had been courtside the previous 15 seasons. "Where you're at a disadvantage are certain angles, and also the disassociation with the game," Buckhantz said. "What I'm learning is, which I didn't offer very much last night, is that you have to try to be a little bit more patient, because there are times when you see something that you thought you saw but you didn't see it. ... I'm not making an excuse. I'm just saying from where we were, it looked like it went in. You know, you live by the dagger and you die by it."11. AT PRESS TIME ...The culprits: Mistakes will always find their way into newspapers. God love 'em. And enough people still read them to call 'em on it.Like the Columbus Dispatch in September. In a story about Denver's win over Baltimore, the headline read: "Elway Throws Seven Touchdown Passes." Actually, it was Peyton Manning who threw the TDs. John Elway, of course, has been retired since 1998.The aftermath: If not for the corrections and retractions that occasionally run, we may never really know what we were missing. The New York Times had to include this at the end of a story on March 26:"An article in some editions on Saturday about second-seeded Georgetown's loss in the first round of the N.C.A.A. men's basketball tournament contained a number of errors in some copies."The team that defeated Georgetown, 78-68, is Florida Gulf Coast University -- not Gulf Coast College, as noted in several instances."Georgetown's record is 25-7, not 25-6. Florida Gulf Coast's record in the Atlantic Sun Conference was 13-5, not 17-1."Florida Gulf Coast became the seventh No. 15 seed, not the sixth, to beat a No. 2 seed."Georgetown has made it to the N.C.A.A. tournament five times in the past six seasons -- not the past seven seasons -- and all five of those times it failed to advance past the Round of 16. (Seven seasons ago the team not only made it past the Round of 16, but also went on to the Final Four.)"And the Florida Gulf Coast forward who said, "We just all have a good time together," is Eddie Murray, not Murphy."Otherwise, the story stands.12. VOTE FOR SALEThe culprit: Deadspin.comThe crime: In November, the website posted an item headlined:: "Are you a Hall of Fame voter? We'd like to buy your vote." The premise was that the year before, 15 candidates were up for Baseball Hall of Fame election, and no one was voted in, because of PED assumptions in many cases that likely enhanced their statistics."What was meant as a way to honor great ballplayers is now an annual exercise in vigorously insulting them, and thereby asserting the power of the baseball writer," wrote Deadspin's Tim Marchman.By the end of the month, Deadspin announced it had found a voter who "sold us" his/her vote, willing to fill in whatever names the website's readers wanted.Michael Bradley, who teaches sports journalism at Saint Joseph's, Villanova and Neumann Universities, wrote for Indiana University's SportsJournalism.org: "Secrets are tough to keep these days, and the identity of the offending party will eventually become known. When it does, the person should be banned from press boxes around the country. He should find it impossible to get a credential to cover a grade school track meet, much less a World Series game. His decision ... is an affront to the process and to the field of journalism. ... He may consider his actions a protest about how things are done, but they seem more like a middle-school cafeteria practical joke, the journalistic equivalent of loosening the lids on all the salt shakers."Deadspin has some culpability in this, for helping to denigrate the process in exchange for some publicity. It is a prime example of today's collision between journalism and commerce --and how the business side of thing is winning. No matter how some regard the site, it will gain plenty of interest (notoriety?) and attract new eyes to its content. Like a 4-year old who cares not how he gets noticed, Deadspin will embrace positive and negative attention and love it all."It's the circle of media life playing out. Hasn't Deadspin called enough attention to itself just by publishing the latest foibles, legit or not, by the sports media players?Copyright: ___ (c)2013 Daily News (Los Angeles) Visit the Daily News (Los Angeles) at .dailynews.com Distributed by MCT Information Services儲存倉

記者杜冰今年8月8日，self storage國務院辦公廳發佈《關於金融支持小微企業發展的實施意見》指出，加強小微企業金融服務，是金融支持實體經濟和穩定就業、鼓勵創業的重要內容，事關經濟社會發展全局。在政策的引導下，我國銀行業金融機構在小微金融領域持續發力。在利率市場化、金融脫媒、互聯網金融崛起等轉型壓力之下，中小銀行積極將服務小微企業內化為自身需要，積極增強服務功能、轉變服務方式、創新服務產品，逐步構建出“銀企共贏”的融資環境。據銀監會數據，截至今年三季度，全國金融機構貸款餘額74.99萬億元，其中小微企業貸款餘額達17.22萬億元，占比22.97%，較去年同期增長21.50%。同期，小微企業申貸獲得率為80.39%，貸款覆蓋率為24.72%，綜合金融服務覆蓋率為84.20%。以己之長構建差異化品牌服務近年來，各家銀行在對小微金融服務的不斷摸索中，逐漸探索出了一條以自身優勢為著力點、培育特色服務品牌的差異化道路，小微金融服務從“小而全”到“專而精”的轉型更趨明顯。以“小微企業的銀行”為戰略定位之一的民生銀行，繼續大膽創新商業模式，通過持續深化“一圈一鏈”批量開發模式，提升了服務效率，降低了運營成本，從而使不良率也得到有效控制，緩解了小微金融“風險大、成本高”的難題。目前，該行“一圈一鏈”批量授信項目達到3000多個，重點支持特色產業鏈78個，貸款餘額超過3800億元。具有天然網絡優勢的郵儲銀行，則以其3.9萬個遍佈城鄉的分支機構為觸角，將60%的小微企業信貸業務投放在縣及縣以下地區、超過4成小微企業貸款投放于中西部，有效均衡了金融資源配置，打造了獨特優勢。自今年以來，郵儲銀行大力推動“信用貸”的試點落地工作，“互惠貸”、“增信貸”、“流水貸”等一批“弱擔保”產品已進入推廣階段，在逐步向“非不動產抵押”業務升級的同時，完成由“以產品為中心”向“以有效客戶的有效需求為中心”經營模式的轉變。除此之外，以服務小微企業為天職的城商行也在努力踐行服務小微企業職責，並開闢了一條具有特色服務品牌的差異化發展之路。北京銀行作為其中的典型代表，不僅繼續深耕其一直專注的科技金融領域，還進一步拓展了文化金融、綠色金融等特色領域的小微金融服務。在科技金融領域，該行不僅為科技型小微企業提供了從創業、成長到成熟的一攬子金融服務方案，並於今年推出了業內首家“創業卡”，滿足創業者日常消費資金需求。截至2013年11月末，北京銀行小微企業貸款餘額1591億元，較年初增加313億元，增幅達25%，戶數8498戶，較年初增加2465戶，增幅達41%。打破渠道局限提供一體化服務在金融脫媒加速、互聯網金融日益崛起的背景下，以高效服務為主旨，發力小微金融的服務渠道創新是今年以來各家銀行加速豐富小微金融服務體系的重要一環。一方面，利用電子網絡主動出擊，徹底改變了以往等客上門的服務模式；另一方面，通過整合綜合性金迷利倉服務平台，為小微企業提供貸款、結算、理財一體化的綜合金融服務，特別是中小銀行掀起了新一輪以渠道創新增加小微客戶黏性的高潮。今年以來，廣發銀行通過全面整合該行首家推出的“隨申貸”個人移動貸款審批終端和數字化電話營銷渠道，徹底改變了等客戶上門的服務模式，讓小微企業享受到全天候、無障礙的專業金融服務。在創新服務渠道的同時，該行還在產品設計上大做文章，推出的“生意人”系列個人經營性融資方案，以審批快、抵押靈活、還款隨心為核心優勢，從無抵押貸款、POS流水貸到聯保貸、經營貸等產品，該系列產品滿足了所有“生意人卡”客戶的個性化融資需求。正是得益于這些隨時隨地的貼身化服務創新，截至今年11月，廣發銀行向小微客戶投放的貸款額同比增長超過了一倍。光大銀行也借助于該行網上融資通、掌上營業廳、線上融資等網上渠道服務，使得金融服務落地更加便捷高效，促進小微服務向信貸工廠轉變。同時，針對小微客戶多樣化、個性化的現金管理需求，光大銀行還開發出了專門服務小微客戶的綜合性金融服務平台“陽光企業家”，涵蓋了B2B管理平台、MIS數據服務平台、陽光助業卡、支付易等六類現金管理工具和服務，打通了個人業務、商戶管理與企業業務之間的界限，為小微客戶提供了貸款、結算、理財于一體的綜合金融服務。探索小微金融可持續發展模式近年來，商業銀行堅持實施“小微金融戰略”，取得了突出成效。截至2013年11月末，郵儲銀行累計發放小微企業貸款1500多萬筆、金額超過1.8萬億元，貸款餘額達5425億元，小微貸款在全行各項貸款餘額中占比近50%；截至2013年9月末，民生銀行小微企業貸款餘額突破4000億元，小微企業貸款在個人貸款和墊款中占比達到68.94%，不良率有效控制在0.52%；截至2013年上半年，光大銀行小微貸款餘額突破1300億元，累計為超過75萬戶的小微客戶提供各項綜合服務……商業銀行在成就了小微企業夢想的同時，也成就了自身的發展壯大，逐步形成了“銀企雙贏”的良性局面。未來，銀行業面臨著經濟形勢複雜多變、金融脫媒、利率市場化及互聯網金融加速的考驗，小微金融可持續發展模式也需要在探索發展中不斷完善。但對於小微金融的發展前景，各家銀行仍充滿信心。民生銀行表示，一方面實體經濟升級轉型中存在大量機遇，區域性的比較優勢產業與特色產業發展將帶動小微企業發展；另一方面，該行通過自身經營轉型逐步增強了服務小微金融能力，隨著大數據分析技術、移動通訊技術應用等新型金融工具的出現，也為小微金融業務進一步創新拓展了空間。光大銀行也表示，未來不僅要完善和強化小微貸款產品線，提供滿足小微企業不同融資需求、契合小微企業利益的產品與服務，更重要的是拓展和延伸更加全面的小微金融服務，為小微企業與家庭提供更專業的、可信賴的服務，促進小微企業穩健發展與家庭富足，從而建立起雙方更長久的信任合作關係，實現銀行與小微企業共成長的目標。迷你倉

瑞安房地產旗下位於重慶的雍江御庭，儲存最近來港推售其四十二個分層單位，面積由七百六十四至二千四百九十七方呎，間隔由一房至三房，平均呎價折合約一千二百五十七港元起，最低入場為一百一十萬元。該項雍江御庭屬重慶天地之第五期住宅，位於重慶市渝中區瑞天路五十一號，共有十二座，樓高二十八至三十九層，提供一千二百九十五伙，間隔由一房至三房，住宅面積由六百至一千一百五十一方呎，當中，項目高層戶能盡覽嘉陵江景。近期在港推售的，為一座二十九至三十五樓單位，折合呎價由一千二百五十七港元起，預計一四年底交付，並附裝修，項目由中原作為代理。提供一至三房戶目前，項目一期雍江苑以及二期雍江藝庭已入伙，而租客主要為外籍人士、外地駐渝企業管理人員等，屬於一�城市中升值潛力甚高的住宅項目，折合租金由一房戶的三千一百港元、至三房戶的七千五百港元不等，回報率可達四厘。至於區內提供優質的教育等配套，包括巴蜀幼兒園、紅岩小學等名校，而天地人和街小學，其將為千餘名學生提供國際化的學習環境。設人工湖及休閒區項目處於瑞安所發展的「重慶天地」中心位置，單位的景觀被山丘、坡地、湖水等綠色影像包圍，備有獨立私人會所配套等。至於發展地迷你倉高低差變化多達三十米，區內多處採用垂直電梯，高低錯落、變化有序，充分體現山地建築特點。該盤涵蓋在規劃中的鐵路網，鄰近輕軌鐵路站，前往市內各區相當便捷。其休閒娛樂區佔地逾八十六萬方呎，規劃參考自上海新天地，並融入重慶傳統建築特色，是一個集文化、旅遊、餐飲、娛樂為一體的國際化都市商業休閒娛樂區。項目設有面積逾二百九十萬方呎的人工湖及濕地公園景觀區，將成為重慶首個綠色環保生態景觀區。「重慶天地」位於重慶市渝中區主城核心區域，規劃建築面積約二千八百七十五萬方呎，集高尚商務中心、商場、時尚休閒、生態景觀、濱江精品名宅於一體。項目匯集全球傑出設計師智慧，凝聚美國SOM、美國KPF、英國Ove Arup & Partners等世界著名設計機構，進行空間創意和可持續性規劃，於山水寶地間潛心描繪國際化生活，打造大型城市綜合體，滿足商務、娛樂、購物、居住等多種需求。「重慶天地」取東端的商業區，東連嘉華大橋，西臨重慶天地特色商業中心，規劃建築面積超過一千六百一十五萬方呎，包括甲級寫字樓、購物娛樂中心、服務式公寓及五星級酒店，其中嘉陵帆影樓高四百六十八米，成為中國西部第一高樓，似一葉揚帆屹立嘉陵江畔。self storage

Source: The Stamford Advocate, Conn.迷你倉Dec. 27--It's bad enough that hackers infiltrated Target for the first three weeks of the holiday shopping season, stealing 40 million credit and debit cards.The cards now are selling on the black market for $20 to about $130 apiece. Cards with higher credit limits and those that won't soon expire fetch the higher prices.Cyber crooks will even give you your money back if you buy a stolen card and it is canceled before you have a chance to ring up fraudulent charges.They also can provide zip codes so you are able to buy a stolen credit or debit card that was issued where you live. That will help you avoid triggering security systems that flag unusual activity, such as use of an out-of-state card, when you make your purchases at your neighborhood store.There is also a new worry. Reuters reported on Christmas Day that the hackers were able to steal encrypted personal identification numbers along with debit card information. If hackers can crack the encryption code, they can withdraw money from consumers' debit card accounts.In response, a spokeswoman for Target said the company has "no reason to believe" that PINs were compromised, though it is "very early in an ongoing forensic and criminal investigation."But the nation's largest bank, Chase, did something that security experts are calling unprecedented. On Dec. 21, Chase contacted about 2 million of its customers who were affected by the Target thefts to tell them that, until their cards were replaced, they were limited to daily cash withdrawals of no more than $100, and daily purchases of no more than $300.That means banks are worried that cyber crooks have the PINs, security expert Avivah Litan told Reuters, saying Chase's move was "really extreme" and that banks had "found something in the data that showed there was something happening with cash withdrawals."It could be weeks or months before anyone knows. The U.S. Secret Service and Justice Department are investigating.Beyond the concern about debit card accounts, consumers usually are not liable for fraudulent purchases charged to their credit cards. But about a dozen consumers are pursuing class-action lawsuits anyway, claiming Target was negligent in guarding their information.Among the claims are that even though the cyber attack occurred from Nov. 27 to Dec. 15, banks that issue credit and debit cards weren't notified until Dec. 18, and Target didn't let consumers know until the day after that.Target has admitted that the stolen data included names, credit card and debit card numbers, expiration dates and the security codes embedded in the magnetic strips on the backs of cards. Target officials have said there is "no indication" that the stolen data included birth dates, Social Security numbers or the three- or four-digit security numbers printed on the backs of cards.Online purchases were not 儲存倉ffected; only customers at Target's 1,800 U.S. stores, the retailer has said.A consumer victimized in a security breach may not have to pay for a fraudulently purchased 60-inch flatscreen TV, but could pay in another way. Having your credit or debit card stolen increases the risk that your identity will be stolen, too. A thief with your card information possesses a profile of who you are, and can build on it using research from social networking sites and elsewhere. The thief then has a better chance of taking over your identity, according to Bankrate.com.The security breach at Target was the second-worst in U.S. retail history. The worst one came to light in 2007, when it was found that, over 18 months, 90 million credit cards had been stolen at TJX Cos., which owns T.J. Maxx, Marshalls and HomeGoods.Among the more disturbing aspects of the Target attack is what happened behind the scenes, as reported by Brian Krebs, a former Washington Post reporter who investigates cyber crime on his website, Krebsonsecurity.com. Krebs broke the story of the Target hacking.He has reported that fraud analysts at a major bank visited a "card shop" -- one of hundreds of online stores where thieves buy credit and debit information from hackers who steal it from the magnetic strips on the backs of the cards. Thieves then use the information to create counterfeit cards.In the cyber-crime "card shop," the fraud analysts bought back hundreds of the bank's own card accounts from the hackers. All of the cards they bought had been used at Target stores between Nov. 27 and Dec. 15, Krebs reported.Krebs reported that one of the hackers involved in the Target attack is a contributor to a Russian- and English-language online crime forum and may live in the city of Odessa in Ukraine.If so, it's no surprise the hacker attacked stores in the United States, the world's credit card fraud capital. A big reason is that retailers, credit card companies and banks don't want to spend the money to switch from magnetic strips to computer chips, which is what most other countries use.The chip technology makes it difficult for thieves to steal and replicate data, but the cards cost four times more than magnetic-strip cards to produce. Retailers would have to replace about 10 million payment terminals with ones that are more costly to buy and maintain. Banks would have to pay to upgrade the networks they use to transmit card information among themselves and the terminals.To add to the mess, some Target customers now are getting calls, emails and texts from crooks who purport to offer credit card protection but really are after personal information.It's a scam layered on a scam.___angela.carella@scni.com or 203-964-2296Copyright: ___ (c)2013 The Advocate (Stamford, Conn.) Visit The Advocate (Stamford, Conn.) at .stamfordadvocate.com Distributed by MCT Information Services迷你倉最平

千元偽鈔近日再次襲港，self storage除了連日來出現的中銀香港（2388）假「金牛」外，�豐銀行千元假鈔亦流入市面。永隆銀行發言人表示，一名客戶昨早再在北角英皇道一間分行櫃�存入30萬元，職員於點算鈔票時懷疑其中3張中銀香港及7張�豐2003年版的千元鈔票屬偽鈔，警方接報到場後以涉嫌行使偽鈔拘捕該名女子，而警方檢驗有關鈔票後證實為偽鈔。永隆存款時被捕有消息指出，該名涉案女子為上述銀行分行附近一間金行的女職員。是次警方拘捕行動，為自12 月24 日以來首次。期內本港共檢獲29張千元偽鈔。案迷利倉已交由警方商業罪案調查科跟進調查，暫時未知道被捕女子對存入偽鈔是否知情。警方商業罪案調查科（情報及支援組）總督察鄭家偉昨天表示，目前案件尚處於初步調查階段，警方將循各個方向調查，並與其他部門繼續交流，警方現階段不排除任何可能，若有確實進展再作公布。警方指出，市民可從五大防偽特徵辨別真假鈔票。千元偽鈔的圖案模糊，且層次感不分明，水印也不明顯，變色銀碼亦不會如真鈔般由金色轉為綠色 ，而是由啞金啡色轉為灰綠色；另外，開窗式安全線切口較整齊；螢光特徵在紫外光燈下呈淡黃色，而非鮮黃色。迷你倉

超越對手 更超越自己 3．0L V6、2．0T、2．4L以及2．4L eAssist混合動力，迷你倉將軍澳試問市場上的哪款中高級車在車型選擇上如此豐富?毫無疑問，全新別克君越已經在競爭激烈的中高級車高端細分市場全面發力。從全系產品的定位來看，2．0T車型無疑將是其中的骨幹力量，它的表現不僅將成為細分市場的風向標，或許還將帶動整個君越車系的銷量表現。因此，這款車型也正是本次試駕體驗的重點。 從交互到安全 智能科技無處本在IntelliDrive智能高效動力操控系統——讓駕駛慾望充分“表達” 2．0T車型配置表一經公佈，其發動機部分的數據便成為用戶討淪的話題，因為其187kW的最大功率足足比之前提升了15％，350Nm最大扭矩依然為同級最高，且峰值平台擴展為2000-5000rpm。在試駕中，稍微深踩油門，2．0TSIDI智能直噴渦輪增壓發動機進發出的澎湃動力讓這台商務氣息濃厚的座駕也能提供運動轎車般的推背感。同時，Magnasteer磁力輔助助力轉向系統和CDC全時主動液力減震系統的加入，不僅有效提升駕乘舒適性，還能實現一定的操控表現——即使平時再內斂含蓄的車主，也難說沒有希望釋放速度激情的時刻。IntelliLink智能車載交互系統——讓操作習慣從容“跨界” 全新君越最富“趣味”的亮點之一是IntelliLink智能車載交互系統，通過多媒體中控台、儀表盤駕駛信息中心以及手寫輸入板，新穎的顯示與輸入方式讓控制車輛仿佛操作智能手機和平板電腦，讓數字生活延伸至駕乘途中。儀表盤上的8英寸高清數碼駕駛信息中心將機械表頭與液晶屏相結合，視覺效果精緻美觀，利用多功能方向盤上的按鍵還能隨時切換音頻、導航和車輛信息等內容，或更換舒適或運動樣式的主題；中控台8英寸高清數碼顯屏可完成包括音樂播放、車輛導航、藍牙電話等11大類83項娛樂和舒適功能的設定與操作；位於中央扶手前方的Multi-Touch觸摸式手寫輸入板支持模擬鼠標控制，中英文筆畫輸入和手勢識別，讓用戶在彈指間就完成對車輛的自如操作。Intell迷你倉尖沙咀Safe前瞻性主動安全系統——讓旅程出行“安枕無憂” 當車輛馳騁在高速上是體驗IntelliSafe前瞻性主動安全系統的好機會。開�ACC全車速自適應巡航並設定好與前車間距後，車輛就會自動調整速度跟隨前車，而如果出現車道偏離的情況，儀表圖標、聲音或座椅震動將在第一時間警示駕駛者，必要時還能夠採取自動剎車規避危險。由於試駕路線上車輛稀少，車道變更預警系統和後方交通預警系統被觸發的機會不多，但在交通狀況複雜的城市環境中，防患于未然的重要性毋庸置疑一無淪並線或倒車時都能有效避免盲區，用戶自然獲得十足信心。 從設計到配置 豪華氛圈再次提升 作為肩負別克品牌高檔轎車旗艦形象的車型，全新君越呈現了別克新一代高檔轎車的設計語言，在大氣經典的外表下被賦予更多優雅內涵，契合目標人群的審美觀念。精幹有力的前臉造型、富於雕塑感的車側型面、一氣呵成的尾部設計，全新君越在別克經典美學的基礎上演繹出現代動感的新面貌。展翼型大燈、LED日間行車燈和霧燈、，8英寸10幅鋁合金輪圈等全新設汁的細節則在美感之外還強調了功能性。 全新君越環飽一體式座艙以及考究的人性化設計讓座駕變得不再是冰冷的機械。由於觸控技術的大量應用，操作方式變得簡單明瞭且充滿新鮮感。除常規的黑色與米色之外，2．0T頂配車型還可選擇棕紅色打孔真皮內飾和黑胡桃木紋理飾條，滿足了用戶視覺和觸覺需求。 向來在配置上毫不吝嗇的別克品牌，這次在全新君越上又給我們帶來了不小的驚喜，例如全系標配的全景天窗在同級車型中就是唯—的。而在試駕的2．0T頂配車型上，各類舒適和豪華功能則給人驚喜，前排座椅12向調節支持加熱╱通風╱按摩、頭枕4向調節、後排支持加熱╱通風的規格體現出與眾不同的貼心。在影音方面，這款車型擁有8英寸高清數碼觸摸式顯屏和11揚聲器BoseCenterpoint環繞音響系統，而此前曾試駕的3．0L V6旗艦車型還配備了藍光驅動器和後排雙8英寸顯示屏，毫不誇張地說，這已經超越目前B級車的最高水準，甚至與一些主流入門級豪華車相比也毫不遜色。倉

名稱今開最新價漲跌幅成交額(萬元)渤海租賃7.157.869.93%15，迷你倉795.8 7招商證券11.9112.454.53%95，890.31國海證券10.711.144.02%45，760.54東吳證券8.158.453.94%22，962.21華夏銀行7.98.23.54%50，838.78長江證券9.8910.223 .34%43，422.09中國平安39.840.843.18%138，028.54西南證券9.489.773.06%14，286.53中國太保18.0818.523.00%36，649.06山西證券6.586.752.74%8，440.09太平洋5.485.662.72%12，153.74興業銀行9.79.932.69%72，007.65中國人壽14.8715 .192.64%25，027.59平安銀行11.4611.752.62%73，310.58國金證券15.616.142.54 %84，975.59香溢融通9.49.82.40%15，474.32東北證券15.0515.382.40%12，456.0 1新華保險22.2722.82.38%15，298.87國元證券9.699.992.36%15，251.85廣發證券1212.272.34%38，693.39寧波銀行8.959.122.24%7，431.20西部證券12.312.612.1文件倉9%12，461.13北京銀行7.297.422.06%17，316.40華泰證券8.758.912.06%25，651.98愛建股份10.7811.132.02%19，227.24興業證券9.099.251.99%13，330.87安信信托13.8714.11.88%4，031.89陝國投A7.667.81.83%3，547.31光大證券8.528.651.7 7%13，239.71浦發銀行9.099.241.65%81，133.48中信銀行3.733.791.61%9，066.9 1招商銀行10.2110.311.58%72，716.81南京銀行7.918.011.52%5，990.99中信證券12.2212.411.39%131，590.34海通證券11.0811.211.36%94，715.58民生銀行7.597 .671.32%82，276.23建設銀行4.084.131.23%8，489.79光大銀行2.612.641.15%15 ，395.11中國銀行2.632.661.14%7，170.99交通銀行3.873.891.04%30，127.13工商銀行3.553.580.85%24，210.91農業銀行2.442.460.82%24，383.29中航投資1717 .150.76%20，057.24方正證券05.910.00%0宏源證券0--0.00%0存倉

中國證券監督管理委員會公告〔2013〕54號為了規範股東人數超過200人的未上市股份有限公司申請公開發行並在證券交易所上市、在全國中小企業股份轉讓系統掛牌公開轉讓等行政許可事項，迷你倉現公佈《非上市公�公司監管指引第4號——股東人數超過200人的未上市股份有限公司申請行政許可有關問題的審核指引》，自公佈之日起施行。中國證監會2013年12月26日《證券法》第十條明確規定“向特定對象發行證券累計超過二百人的”屬於公開發行，需依法報經中國證監會核准。對於股東人數已經超過200人的未上市股份有限公司（以下簡稱200人公司），符合本指引規定的，可申請公開發行並在證券交易所上市、在全國中小企業股份轉讓系統（以下簡稱全國股份轉讓系統）掛牌公開轉讓等行政許可。對200人公司合規性的審核納入行政許可過程中一併審核，不再單獨審核。現將200人公司的審核標準、申請文件、股份代持及間接持股處理等事項的監管要求明確如下：一、審核標準200人公司申請行政許可的合規性應當符合本指引規定的下列要求：（一）公司依法設立且合法存續200人公司的設立、增資等行為不違反當時法律明確的禁止性規定，目前處於合法存續狀態。城市商業銀行、農村商業銀行等銀行業股份公司應當符合《關於規範金融企業內部職工持股的通知》（財金〔2010〕97 號）。200人公司的設立、歷次增資依法需要批准的，應當經過有權部門的批准。存在不規範情形的，應當經過規範整改，並經當地省級人民政府確認。200人公司在股份形成及轉讓過程中不存在虛假陳述、出資不實、股權管理混亂等情形，不存在重大訴訟、糾紛以及重大風險隱患。（二）股權清晰200人公司的股權清晰，是指股權形成真實、有效，權屬清晰及股權結構清晰。具體要求包括：1.股權權屬明確。200人公司應當設置股東名冊並進行有序管理，股東、公司及相關方對股份歸屬、股份數量及持股比例無異議。股權結構中存在工會或職工持股會代持、委托持股、信托持股、以及通過“持股平台”間接持股等情形的，應當按照本指引的相關規定進行規範。本指引所稱“持股平台”是指單純以持股為目的的合伙企業、公司等持股主體。2.股東與公司之間、股東之間、股東與第三方之間不存在重大股份權屬爭議、糾紛或潛在糾紛。3.股東出資行為真實，不存在重大法律瑕疵，或者相關行為已經得到有效規範，不存在風險隱患。申請行政許可的200人公司應當對股份進行確權，通過公證、律師見證等方式明確股份的權屬。申請公開發行並在證券交易所上市的，經過確權的股份數量應當達到股份總數的90%以上（含90%）；申請在全國股份轉讓系統掛牌公開轉讓的，經過確權的股份數量應當達到股份總數的80%以上（含80%）。未確權的部分應當設立股份托管賬戶，專戶管理，並明確披露有關責任的承擔主體。（三）經營規範200人公司持續規範經營，不存在資不抵債或者明顯缺乏清償能力等破產風險的情形。（四）公司治理與信息披露制度健全200人公司按照中國證監會的相關規定，已經建立健全了公司治理機制和履行信息披露義務的各項制度。二、mini storage請文件（一） 200人公司申請行政許可，應當提交下列文件：1.企業法人營業執照2.公司關於股權形成過程的專項說明；3.設立、歷次增資的批准文件；4.證券公司出具的專項核查報告；5.律師事務所出具的專項法律意見書，或者在提交行政許可的法律意見書中出具專項法律意見。以上各項文件如已在申請公開發行並在證券交易所上市或者在全國股份轉讓系統掛牌公開轉讓的申請文件中提交，可不重複提交。（二）存在下列情形之一的，應當報送省級人民政府出具的確認函：1.1994年7月1日《公司法》實施前，經過體改部門批准設立，但存在內部職工股超範圍或超比例發行、法人股向社會個人發行等不規範情形的定向募集公司。2.1994年7月1日《公司法》實施前，依法批准向社會公開發行股票的公司。3.按照《國務院辦公廳轉發證監會關於清理整頓場外非法股票交易方案的通知》（國辦發〔1998〕10號），清理整頓證券交易場所後“下櫃”形成的股東超過200人的公司。4.中國證監會認為需要省級人民政府出具確認函的其他情形。省級人民政府出具的確認函應當說明公司股份形成、規範的過程以及存在的問題，並明確承擔相應責任。（三）股份已經委托股份托管機構進行集中托管的，應當由股份托管機構出具股份托管情況的證明。股份未進行集中托管的，應當按照前款規定提供省級人民政府的確認函。（四）屬於200人公司的城市商業銀行、農村商業銀行等銀行業股份公司應當提供中國銀行業監督管理機構出具的監管意見。三、關於股份代持及間接持股的處理（一）一般規定股份公司股權結構中存在工會代持、職工持股會代持、委托持股或信托持股等股份代持關係，或者存在通過“持股平台”間接持股的安排以致實際股東超過200人的，在依據本指引申請行政許可時，應當已經將代持股份還原至實際股東、將間接持股轉為直接持股，並依法履行了相應的法律程序。（二）特別規定以私募股權基金、資產管理計劃以及其他金融計劃進行持股的，如果該金融計劃是依據相關法律法規設立並規範運作，且已經接受證券監督管理機構監管的，可不進行股份還原或轉為直接持股。四、相關各方的責任（一）公司及其相關人員的責任在申請文件製作及申報過程中，公司及其控股股東、實際控制人、董事、監事及高級管理人員應當在申請文件中簽名保證內容真實、準確、完整。公司控股股東、實際控制人、董事、監事及高級管理人員應當積極配合相關證券公司、律師事務所、會計師事務所開展盡職調查。（二）中介機構的職責證券公司、律師事務所應當勤勉盡責，對公司股份形成、經營情況、公司治理及信息披露等方面進行充分核查驗證，確保所出具的文件無虛假記載、誤導性陳述或者重大遺漏。五、附則（一）申請行政許可的200人公司的控股股東、實際控制人或者重要控股子公司也屬於200人公司的，應當依照本指引的要求進行規範。（二）2006年1月1日《證券法》修訂實施後，未上市股份有限公司股東人數超過200人的，應當符合《證券法》和《非上市公�公司監督管理辦法》的有關規定。國家另有規定的，從其規定。（三）本指引自公佈之日起施行。儲存

【本報訊】英國人愛趁聖誕翌日的拆禮物日購物，自存倉商店亦趁機減價促銷，不少人在聖誕節晚上開始排隊，等待開門血拼。人龍中有大批中國人，成為英國商戶今年最大海外金主。倫敦的塞爾弗里奇斯百貨公司前一晚已有四千人排隊，一開門顧客即衝進店內搶購。一名華裔婦花約四萬三千港元購買名牌手袋和靚裙，歡呼稱它們全都接近半價，難以置信。消費最高海外遊客購物顧迷你倉機構估計，中國人每單交易平均一萬八千港元，已成海外遊客之最。塞爾弗里奇斯發言人表示，中國人對該公司太重要了，它是增長最快的市場之一。分析指，英國拆禮物日的零售及網購銷售額料高達三百八十億港元，刷新紀錄。雖然拆禮物日吸引大批顧客趁平掃貨，亦有憤怒的顧客投訴部分商店提供假優惠，價錢抬高後再減價，製造大特價假象，實際價錢比拆禮物日前還高。mini storage